Skip to main content

How can we help you today?

Help & FAQ > Insurance

I was injured at work, but I’d rather not file workers’ compensation. Will my own insurance plan cover the cost of my care?

No. Under the law, if you were injured at work, the only insurer we can bill for your care is the one who provides your company’s workers’ compensation coverage.

All companies in New York state are required by law to provide workers’ compensation coverage for their employees, with very limited exceptions.

When you’re injured at work, you are responsible for alerting your employer, who in turn is responsible for alerting the insurer that provides your company with workers’ compensation coverage. You are also responsible for accurately filling out any forms the workers’ compensation insurer sends to you and returning them in a timely fashion.