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I was injured at work, but I’d rather not file workers’ compensation. Will my own insurance plan cover the cost of my care?

All companies in New York state are required by law to provide workers’ compensation coverage for their employees, with very limited exceptions.

When you’re injured at work, you are responsible for alerting your employer, who in turn is responsible for alerting the insurer that provides your company with workers’ compensation coverage. You are also responsible for accurately filling out any forms the workers’ compensation insurer sends to you and returning them in a timely fashion.

You may also be wondering....

How can I find out if a doctor or facility accepts my insurance?

You can use the Find a doctor search to see if a doctor or provider accepts your insurance. To see if a specific facility or location accepts your insurance, you can use this search tool.

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I have insurance, so why am I getting a bill?

Even when you have insurance, you may be responsible to pay for some of the costs for your medical care.

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I was injured in a car accident, but I'd rather not file a report with my car insurance company. Will my health insurance plan cover the cost of my care?

New York State requires us to bill a no-fault insurance carrier for all motor vehicle accident related care. In certain instances, if there is a balance due after the car insurance has processed a claim, we can bill your health insurance for the remaining amount due.

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